A Insurance - Motor Insurance

Secure your vehicle from unforseen damages and enjoy a worry-free drive. Download Brochure

Key Benefits

Third-Party Protection

Our motor vehicle insurance offers a valuable third-party coverage benefit. You're safeguarded against any liability arising from accidents that result in injury or death to any person and damage to third-party property.

Emergency Towing

We also provide coverage for towing services to some extent after an accident providing prompt and efficient assistance during challenging times.

No-Claim Bonus

You earn a no-claim bonus that reduces renewal premiums every year if you do not file any claims.

Product Features

Basic Coverage

Additional Coverage

Eligibility

Policy Term

Premium Rating

Loss or damage to vehicle
Vehicle Accidents
Vehicle Damage due to accident, fire, and/or lightning
Vehicle Damage due to falling objects
Vehicle Damage due to malicious mischief
Vehicle Damage during land, marine and lift transportation
Strike, riot, civil commotion
Windscreen
Liabilities for third parties
Death and injury benefits

Acts of God (flood, windstorm, earthquake etc.)
War risks
Vehicle Theft
Betterment
Nil Excess

Any legally registered motor vehicles, or fleets of vehicles, of private or public use at the Road Transportation Administration Department except mortorcycles can get insurance.

Minimum policy term up to 3, 6, and 9 months
Maximum policy term 1 year (renewable on a yearly basis)

1.072% to 1.734% on sum insured (market value of the vehicle)
Subject to
Market Value of the car
Use of the car
Engine C.C (or) Kilo Watt

Basic Coverage

Loss or damage to vehicle
Vehicle Accidents
Vehicle Damage due to accident, fire, and/or lightning
Vehicle Damage due to falling objects
Vehicle Damage due to malicious mischief
Vehicle Damage during land, marine and lift transportation
Strike, riot, civil commotion
Windscreen
Liabilities for third parties
Death and injury benefits

Additional Coverage

Customers have the option to purchase additional coverage by paying an additional premium separately.

Acts of God (flood, windstorm, earthquake etc.)
War risks
Vehicle Theft
Betterment
Nil Excess

Eligibility

Any legally registered motor vehicles, or fleets of vehicles, of private or public use at the Road Transportation Administration Department except mortorcycles can get insurance.