Comprehensive Coverage
Protect your home, business, or property from fire and smoke damage. Our coverage extends to buildings, machinery, furniture and goods.
Competitive Rates
Our insurance premium ranges from 0.13% to 3.5% of the insured property value, considering the property's nature, use and environment.
No-Claim Bonus
Get a 25% bonus on your renewal premium after one year of claim-free coverage.
-
Fire/Accidental fire
-
Explosions caused by natural gas used for domestic purpose
-
Contagious fire
-
Lightning strike
-
Riot fire, riot strike damage including fire and malicious damage
-
Aircraft damage
-
Impact damage
-
Subsidence and landslide
-
Earthquake fire, fire and shock damage caused by earthquake
-
Explosion
-
Spontaneous combustion
-
Various storms (i.e. typhoon, hurricane, tempest, etc.)
-
Flood and inundation
-
Burglary
-
War risk
-
Building
-
Machinery
-
Furniture, Fixture and Fitting
-
Stocks
-
Maximum policy term 1 year (renewable on a yearly basis)
-
Minimum policy term up to 10 days
-
0.13% to 3.5% on sum insured (property value)
- Subject to
-
Construction type and building condition
-
Situation and/or location of the building
-
Occupancy of the building
Basic Coverage
Basic Coverage
-
Fire/Accidental fire
-
Explosions caused by natural gas used for domestic purpose
-
Contagious fire
-
Lightning strike
Additional Coverage
Additional Coverage
Customers have the option to purchase additional coverage by paying an additional premium separately.
-
Riot fire, riot strike damage including fire and malicious damage
-
Aircraft damage
-
Impact damage
-
Subsidence and landslide
-
Earthquake fire, fire and shock damage caused by earthquake
-
Explosion
-
Spontaneous combustion
-
Various storms (i.e. typhoon, hurricane, tempest, etc.)
-
Flood and inundation
-
Burglary
-
War risk
Eligibility
Eligibility
Anyone who owns property or has a legal duty to protect property can get insurance. For coverage of all items in the premises, see below:
-
Building
-
Machinery
-
Furniture, Fixture and Fitting
-
Stocks
Policy Term
Policy Term
-
Maximum policy term 1 year (renewable on a yearly basis)
-
Minimum policy term up to 10 days
Premium Rating
Premium Rating
-
0.13% to 3.5% on sum insured (property value)
- Subject to
-
Construction type and building condition
-
Situation and/or location of the building
-
Occupancy of the building
Motor Vehicle Insurance
Secure your vehicle from unforeseen damages and enjoy a worry-free drive.
Learn More
