Comprehensive Coverage
Protect your home, business, or property from fire and smoke damage. Our coverage extends to buildings, machinery, furniture and goods.
Competitive Rates
Our insurance premium ranges from 0.13% to 3.5% of the insured property value, considering the property's nature, use and environment.
No-Claim Bonus
Get a 25% bonus on your renewal premium after one year of claim-free coverage.
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Fire/Accidental fire
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Explosions caused by natural gas used for domestic purpose
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Contagious fire
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Lightning strike
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Riot fire, riot strike damage including fire and malicious damage
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Aircraft Damage
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Impact Damage
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Subsidence and Landslide
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Earthquake fire, fire and shock damage caused by earthquake
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Explosion
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Spontaneous Combustion
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Various Storms (i.e. typhoon, hurricane, tempest, etc.)
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Flood and Inundation
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Burglary
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War risk
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Building
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Machinery
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Furniture, Fixture and Fitting
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Stocks
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Maximum policy term 1 year (renewable on a yearly basis)
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Minimum policy term up to 10 days
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0.13% to 3.5% on sum insured (property value)
- Subject to
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Construction type and building condition
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Situation and/or location of the building
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Occupancy of the building
Basic Coverage
Basic Coverage
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Fire/Accidental fire
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Explosions caused by natural gas used for domestic purpose
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Contagious fire
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Lightning strike
Additional Coverage
Additional Coverage
Customers have the option to purchase additional coverage by paying an additional premium separately.
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Riot fire, riot strike damage including fire and malicious damage
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Aircraft Damage
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Impact Damage
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Subsidence and Landslide
-
Earthquake fire, fire and shock damage caused by earthquake
-
Explosion
-
Spontaneous Combustion
-
Various Storms (i.e. typhoon, hurricane, tempest, etc.)
-
Flood and Inundation
-
Burglary
-
War risk
Eligibility
Eligibility
Anyone who owns property or has a legal duty to protect property can get insurance. For coverage of all items in the premises, see below:
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Building
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Machinery
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Furniture, Fixture and Fitting
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Stocks
Policy Term
Policy Term
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Maximum policy term 1 year (renewable on a yearly basis)
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Minimum policy term up to 10 days
Premium Rating
Premium Rating
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0.13% to 3.5% on sum insured (property value)
- Subject to
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Construction type and building condition
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Situation and/or location of the building
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Occupancy of the building
Motor Vehicle Insurance
Secure your vehicle from unforeseen damages and enjoy a worry-free drive.
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